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Buying

When purchasing a home, you are faced with a multitude of decisions! Did you know that you can obtain a Buyer's Agent for no cost? That's right - buyer's do not pay to have an Agent in their corner. Are you spending hours on MLS searching through listings? Visiting open houses without an Agent? Hoping you stumble across the perfect property?


STEP ONE: GET AN AGENT!!


The number one reason I hear that buyer's don't obtain the assistance of a Realtor early in the buying process is that they worry they are inconveniencing someone when they aren't sure what they want. You are NOT an inconvenience - that is a Buyer's Agent's job - to assist you in determining the best property for you. 


The number two reason I hear that buyer's don't obtain the assistance of a Realtor early in the buying process is that they feel a lot of pressure. If you feel pressure from your Agent - get a different Agent. The buying process is complex - find someone you feel comfortable with and that you trust but don't go at it alone. 


A Buyer's Agent will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. They can help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.


As an experienced Buyer's Agent, I am familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

STEP TWO: Loan Pre-Qualification

The next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.


Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

STEP THREE: GOAL SETTING AND PURCHASE ANALYSIS

Ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves." Can this be obtained with what you can afford?


Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.


Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.

YOUR NEXT STEP:

I Will Find The Right Homes For You

Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them.


I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. If you found that you struggled with any of the above steps, I have a goal setting and neighbourhood identification plan in place to assist you. 

I Will Help You Every Step Of The Way

I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.

NOTE: MLS® property information is provided under copyright© by the Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification. This website may only be used by consumers for the purpose of locating and purchasing real estate.